The European Payment Services Directive 2nd version entered into force on January 13, 2018 throughout the European Union.
Fin the key points in infographic.
PSD2 goal
Modernize payment services in Europe for the consumers and businesses.
Open banking & mobile first
Opening of the bank information system to third-party Payment Service Providers (PSP).
The new rules
Prohibition of overcharging.
Lower deductible.
Market opening.
Strong authentication
2-factor identification among 3 categories.
An obligation
For all e-commerce payments> € 30 and certain transactions.
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