Remote identity verification

The issue of trust in distance selling

Verifying the identity of a new remote customer is a^key issue for organizations that sell online with a high risk of identity fraud.

It’s not enough to have new customers, you have to have the right ones!

This necessity is reinforced when one is subject to regulatory obligations, as is the case for banks and insurance companies (KYC / 5th LCB-FT directive).

There are then several solutions, such as substantial electronic identity or the implementation of additional vigilance measures (Article 561-5-2 of the Monetary and Financial Code). But in practice, the technical underpinnings are not easy to apply.

IN PRACTICE

The constantly evolving regulatory and technological context requires a perpetual adaptation of the solutions implemented.
It is not enough to verify that an identity document is authentic (#falsification), it is also necessary to verify that it is submitted by its legitimate owner (#usurpation).
Just as we automate identity verification, attacks can also be automated and therefore extremely fast (#hemorrhage).

Solutions tailored to your identity verification challenges

Whether it is to control fraud or to meet regulatory obligations, Netheos’ identity verification solutions continually adapt to technological and regulatory changes.

You can focus on your business with the assurance of being in compliance.

Netheos' remote identity verification paths

Netheos’ remote identity verification solutions take place in two stages:

Verification of the ID imported by the user in 4 conditional points:
- Document quality
- Verification of the type of document (CNI, Passport, Residence permit)
- Consistency of the document with the personal information provided by the user
- Authenticity of the document
If one of the conditions is not validated, an explanatory message will automatically be sent to the user.
Comparison of the imported ID photo with the user’s face (facematch).
Netheos offers 3 facematch solutions depending on the level of security required:

Certification of Remote Identity Verification Providers (PVID) by the ANSSI

Full Web

All Netheos identity verification solutions are responsive: they fit perfectly on any screen (smartphone or computer).

Back-Office

The back-office interface allows you to easily manage and visualize your pipeline of ongoing customer files and industrialize manual interventions (removal of doubt, catching up, reopening of files)

You want to contact a Netheos expert?

The information collected in this form will be sent to a Netheos solution expert who will contact you as soon as possible. The details that you will be able to bring will allow him to personalize his help in order to better meet your expectations.

Netheos remote identity verification in 3 points

Real-time verification of identity documents

Quality

Type

Consistency

Authenticity

Fight against document fraud

Maximum time to verify an identity document and provide feedback to the user

0 s

Identity documents verified without human intervention

0 %

The “Facematch” with
life detection

Fight against identity theft

Detection of the living

Functionality optimized for user experience to prevent abandonment

Post Control

Automatic (Machine Learning) and/or manual (Netheos Services: anti-fraud experts) final identity check

The basis of
dynamic fraud

Fight against the hemorrhagic fraud

Shared database

Detects documents reported as fraud via a shared database (manually populated)

Flow Fraud Detection

Automatically detects a similar room that has already been used on your stream (populated via AI)

Netheos Timeline: identity verification

1st ONLINE REMOTE IDENTITY CHECK COURSE

Online signature of a credit offer or a bank card.

AUTOMATIC VERIFICATION OF IDENTITY DOCUMENTS

Controls carried out entirely by the artificial intelligence team using machine learning (composed of 5 data scientists).
Approximately 6 million checks per year.

MANUAL VERIFICATION OF IDENTITY DOCUMENTS

Approximately 30K documents verified per year by our fraud experts.

AUTOMATIC FACEMATCH VERIFICATION

Compare the face from an ID to a selfie. Solution developed in-house by our artificial intelligence team and used in production in August 2019.
Approximately 160k facematch made per year.

MANUAL FACEMATCH CHECK

Creation of Netheos-Services, a dedicated fraud unit with approximately 140k facematch processed per year.

ZOOM ON TRUST AND SIGN

Trust and Sign responds to the main challenges of remote entry and subscription by offering solutions for :

Identity verification
remotely

Electronic signature
remotely

Automated verification
of supporting documents

Remote identity verification