Netheos Remote Identity Verification
AI and people: combining KYC compliance and conversion
Meet KYC regulatory requirements by completely eliminating the risk of fraud with our 100% LCB-FT compliant identity verification solutions.
- 3 solutions tailored to your safety and regulatory requirements
- Maximum conversion rate thanks to the smoothest identity verification solutions on the market
- Full compliance with French and European KYC regulations
Companies that can't afford to cut corners
on safety have joined us!
You can make do with a few benefits
...or you can choose our solutions
Full compliance
Our solutions comply withall regulations in force in France and the European Union.
Completely eliminates the risk of fraud
Our Artificial Intelligence facial recognition algorithms can be combined with our expert anti-fraud service, available 24/7.
Maximum conversion rate
Guarantee a very high completion rate with the smoothest identity verification processes on the market!
Fluid, fast and intuitive routes
What makes us different? TheUser Experience! Simplify your processes in just a few simple, guided steps.
Cost reduction
Automation reduces processing times, so you can save money and better allocate operational resources.
Rapid integration and deployment
Our documented APIs make it easy to integrate and deploy our solutions on any site, application or software.
Contact one of our solution experts
You’ll learn more about our competitive advantages, the benefits our solutions can bring to your business and, above all, why our market-leading solutions can maximize your conversion rates, in full compliance!
Secure identity verification with ®Facematch
Netheos’ proprietary ®Facematch facial recognition solution brings an extra level of security to identity verification!
- Machine Learning algorithm protects against identity theft by ensuring that the person making the journey matches the owner of the ID document
- Simple operation via a camera integrated into a smartphone, tablet or computer
- 3 ®Facematch solutions to suit your compliance and security needs: ®Facematch Photo, ®Facematch Video and ®Facematch MAX
Choose the identity verification solution best suited to your needs
Netheos ID+
The historic solution most used by our customers. Our ®Facematch Photo facial recognition technology eliminates the risk of identity theft. The fully guided tour offers a very high conversion rate, with an average completion time of 48 seconds.
Use: Simple KYC process for customer onboarding, with little need for compliance
LCB-FT compliance: If combined with a SEPAm@il diamond solution
-
Capture identity document
Users take photos of their documents with their smartphone, or download them if they have previously captured or scanned them.
-
Document quality control
The user checks that the quality of the document conforms to the specifications (sharpness and completeness). He can start again if necessary.
-
Active facial recognition
The user needs to make brief movements to guarantee his presence and liveliness. This step ensures that the user is the legitimate holder of the identity document.
-
Sent for analysis
Final verification is carried out according to 3 different levels of automation: 100% automatic (based on AI controls), hybrid (configurable human intervention) or 100% manual.
Netheos ID FAST
The Video version of our ®Facematch facial recognition technology not only eliminates the risk of fraud, but also simplifies the entire user experience: the conversion rate is maximized with a completion time of less than 40 seconds, offering the best user experience on the market.
Use: Qualified Electronic Signature (QES), smooth customer onboarding KYC process
LCB-FT compliance: if used for Qualified Electronic Signature (QES)
-
Video capture of identity document
Capture is live: the user frames his document, which he must have in his possession.
-
Passive facial recognition
At this stage, live detection is passive and transparent for the user: no action is required. This step ensures that the user is the legitimate holder of the identity document.
-
Sent for analysis
Final verification is carried out according to 3 different levels of automation: 100% automatic (based on AI controls), hybrid (configurable human intervention) or 100% manual.
Netheos ID MAX
Remote identity verification pathway currently undergoing PVID certification by ANSSI to meet legal obligations imposed on certain sectors. The Netheos PVID coursecombines AI with human experts, available 24/7 and based in France, with an end-to-end course taking less than 2 minutes.
Usage: PVID course
LCB-FT compliance: Solution audited and in the process of being certified by ANSSI, 100% LCB-FT compliant.
-
Video capture of identity document
Capture is live: the user frames his document, which he must have in his possession.
-
Checking the authenticity of identity documents
Manipulations are required to verify that the title is authentic by detecting embossing, inks and holographic visual effects.
-
Passive facial recognition
At this stage, live detection is passive and transparent for the user: no action is required. This step ensures that the user is the legitimate holder of the identity document.
-
Active facial recognition
To reinforce identity control, active liveliness detection is required: the user must speak 3 random digits, which appear on the screen.
-
Sent for analysis
The final verification is carried out by a human operator who, with the help of Artificial Intelligence, checks the authenticity of documents and videos. At Netheos, this service is staffed by anti-fraud experts based in France and available 24/7. We guarantee a final result in less than 5 minutes.
They tell us how Netheos has helped them grow.
“Netheos has improved our transformation rate throughout the entire process. Above all, it has significantly shortened transformation times. And clearly, very significantly, improved return rates. “
Executive Vice-President
Floa Bank (Banque Casino)
“Thanks to our partnership with NETHEOS, customers can take out a loan entirely online. We are continuing to deploy the solution in our various routes for functions that are increasingly in demand, such as anti-fraud. “
Project Manager
Franfinance
“Netheos offers a low-code subscription path for the integrator that will enable us to accept today and tomorrow all the new technologies needed to achieve the finest user experience.”
CISO
CNP Assurances
Interested? Contact our expert free of charge
One of our solution experts will be able to answer all your questions. And if you wish, he or she can also show you how our solutions can help you maximize your conversion rates and secure your customer journeys through a personalized demo.
FAQ
Does the identity verification process lower conversion rates?
No, on the contrary! Our identity verification path has the best user experience on the market, with a completion rate of around 93%!
To guarantee a high level of conversion, the user is guided directly through the entire process. Textual and visual elements show him how to shoot. Frames and dynamic elements simply inform you of the quality of your capture (brightness, sharpness, layout). A progress bar accompanies it to show how far you’ve progressed at each stage.
What checks are carried out?
Our AI analyzes the quality, type, authenticity and consistency of the identity document information with that provided by the user when filling in the application form. When the solution uses ®Facematch technology, we compare the facial photo with the user’s photo to prevent identity theft.
How is living matter detected?
Live detection refers to the various checks carried out to confirm that the user is “alive”. In concrete terms, this means ensuring that the user does not use a photo, video or mask to verify his or her identity. Depending on the ®Facematch used, detection of living organisms is performed differently:
- The ID+ solution with ®Facematch Photo provides active live detection: the user must make a head movement. This doesn’t add a step for the user, as the verification is performed during face capture. This takes less than 7 seconds.
- The ID FAST solution with ®Facematch Video provides totally transparent, passive live detection: the user only needs to present his or her face and hold the position for 5 seconds. Our algorithms are able to confirm the “living” character of the user through the perception of micro-movements.
- The most secure and regulated ID MAX solution, with ®Facematch MAX, detects the living character of the user thanks to the harmonious combination of verification by ®Facematch Video and a user challenge In addition to having to present their face for 5 seconds, users have to say 3 random words written on their screen. To minimize the risk of abandonment, we wanted to make the process as fun as possible by offering users a gamified experience.
Is human verification mandatory for PVID?
Yes, this is one of ANSSI’s requirements for PVID. The final verdict must be given by a human, an operator authorized to carry out this operation, and based at the certified service provider’s premises.
Do you have operators capable of carrying out manual checks?
Yes, we have a team of experts in the fight against document and identity fraud, based in France and available 24/7, capable of manually verifying identity. We leave it up to you to decide whether to let us take care of this part of your business, or to manage it yourself in-house.
When will the course be certified by ANSSI?
We have passed all the necessary audits. However, PVID certification is not automatic. ANSSI allows itself time to thoroughly evaluate the various service providers. No precise timetable has been given, but we expect a decision soon.
How do you go about integrating Netheos identity verification solutions?
Based on REST and JSON standards, our documented APIs are designed to be integrated as quickly as possible. You can choose to use our own backoffice interface or connect our returns to your software yourself.
Let us tell you how Netheos solutions can help you
Fill in the form and we will contact you as soon as possible.
You can discover :
- How we can meet your specific needs and expectations
- A personalized demo, allowing you to appreciate the fluid experience we offer
- Customer feedback and case studies of similar companies that have integrated our solutions
- Advantages, benefits and value according to your use case